Deciding when to retire can be challenging, but the 10 Signs It Time to Retire can provide useful guidance. These signs include achieving financial independence, a lack of enthusiasm for your job, or health concerns affecting your ability to perform at work. If you also find yourself looking forward to spending more time with family, pursuing hobbies, or traveling, these are strong signals it might be time to retire. When these indicators align with your personal and financial goals, it could be the perfect time to retire and enjoy a new phase of life.